Begin by taking a look at your credit card statements
Von chentianqi, 02:28The easiest way to accomplish this may be to use the debts you already have. A little restructuring may be all it takes to put things in better order. Picture two cluttered rooms full of furniture. No matter how you rearrange the furniture, you cannot seem to free up any space. But try moving some furniture from each room into a less cluttered room. Suddenly your home is balanced and organized. The same principle can be applied to your finances. Shifting money or debt can alleviate areas with heavy burdens and simply balance the load.
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Begin by taking a look at your credit card statements to see what kind of available balances you have. An available balance is simply the unused credit still afforded to you by that creditor. It may be that you can pay off your highest interest credit card by splitting that balance across several other cards. This will eliminate an entire monthly payment. Be careful, though. Many credit cards calculate minimum payments by charging a percentage of your current balance. Increasing your balances on your other cards may not save you any money each month.
